Investing 101: What Causes Gold Price Movements?
Jan30

Investing 101: What Causes Gold Price Movements?

For millennia, people have turned to gold as an inflation hedge. I have shown below that gold price movements are strongly correlated to the overall price level (CPI).  It has been said that the price of gold has no relation to the overall cost of living, often measured by the CPI, the consumer price index (see this article by Dr. Paul Krugman).  This idea is often tied in with the notion that gold is in a speculative bubble....

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The Phase-Gate Model of Project Planning for Start-ups
Jan14

The Phase-Gate Model of Project Planning for Start-ups

As a start-up, you know that sometimes project planning can be a challenge. You might have a general idea of what your group is trying to accomplish, but it doesn't always flow smoothly. New ideas pop up everyday—new successes and challenges—and new information comes down the pipeline that requires you to switch directions at a moment's notice. That just comes with the territory in running a successful start-up; it's one of the things...

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How Loan-to-Value Affects Risk in Mortgage Lending
Jan11

How Loan-to-Value Affects Risk in Mortgage Lending

At SprinkleBit, we feel that you should be educated not just in investing for retirement, but all the other ways in which you can allocate your assets. Owning a mortgage can be a big investment, and we feel that it's important for homeowners or prospective homeowners to know the ins-and-outs—as well as the risks—of acquiring a home loan. The following is a guest post from Scott Sheldon, a senior loan officer and consumer advocate...

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