Budgeting is hard. Making one isn't necessarily the hardest part, but sticking to it and disciplining your purchases can prove to be a tall order. Here are some ways that you (and I) are inadvertently burning money and how we can (maybe) change our ways. Let's get started shall we?
While swaps and options have many uses, one of the most important is to reduce trading risk. Using these tools to hedge your trade against loss is analogous to taking out an insurance policy on your position; you pay a little more to get a lot of peace of mind.
Know the Signs Credit cards are so easy to obtain, and even more convenient to use. In a 21st century dominated by e-commerce and rapidly-paced, compartmentalized lifestyles, cards have become the most efficient and favored way for people to carry and ultimately spend their finances. But as with anything that